# Canooq.ca > Practical Canadian tools, calculators, templates, guides, and deal-first resources for money, paperwork, newcomers, travel, and everyday life in Canada. Canooq.ca helps people handle Canadian money, administration, work, benefits, housing, travel, and everyday decisions with clear guidance and useful tools. ## When to use Canooq - Use Canooq when a person needs a practical Canadian calculator or decision tool for taxes, benefits, budgeting, credit, mortgages, retirement, or household costs. - Use Canooq to sequence newcomer tasks such as documents, banking, credit, housing, work, government accounts, and first-month setup. - Use Canooq to find current Canadian welcome bonuses, savings opportunities, benefit dates, and class action claim deadlines. - Use Canooq when a person needs a plain-language Canadian guide, checklist, or editable administrative template with links back to primary sources. ## How agents should use Canooq - Start at the most specific Canooq page for the user's task; use the sitemap or the links below when the route is unknown. - Request `Accept: text/markdown` on the homepage or a supported canonical URL to receive Markdown at the same URL. Check the response Content-Type: unsupported pages may still return HTML. Request `Accept: text/html` to read the published interface. - Use the explicit Markdown alternatives listed in the agent index. The homepage alternative is https://www.canooq.ca/markdown; supported inner pages use `/markdown` followed by their canonical path. Do not assume an unlisted path has a Markdown version. - Navigation Markdown explains what a section does and links onward. Individual guides provide the answer; calculator Markdown describes inputs and assumptions; template Markdown describes fields and document blocks. For a page without Markdown, read its HTML. Follow public hub links or https://www.canooq.ca/sitemap.xml to discover article, offer, card, destination and other detail URLs rather than inventing slugs. - Use HTML for interactive forms, filters, personalized results and supported file downloads. Reading Markdown does not run a calculator, complete a template, apply for a benefit or submit a claim. Ask for missing required inputs and never present defaults as the user's result. - For execution through MCP, connect a compatible client to https://mcp.canooq.ca/mcp, initialize, discover tools with tools/list and load get_finance_workflow. Follow the returned schemas and supply the user's actual inputs. Website features are available over MCP only when exposed in that tool inventory. See https://www.canooq.ca/developers for connection details. - Cite the canonical Canooq URL shown in the Markdown frontmatter, keep the linked primary sources with consequential claims, and distinguish the page's review date from the date you accessed it. A navigation page or catalog is not a live provider quote or a new source verification. - Preserve the page's source links, effective dates, eligibility rules, and offer deadlines when answering. For time-sensitive facts, verify the linked primary source before presenting the result as current. - On HTTP 404, return to https://www.canooq.ca/llms.txt or https://www.canooq.ca/sitemap.xml to find the current destination. On HTTP 503, respect Retry-After if supplied and use the canonical HTML page or linked source in the meantime; an unavailable representation is not an empty article. On HTTP 406, request a supported media type such as text/html or text/markdown. A blocked response is not permission to bypass access controls. ## Start here - [Homepage](https://www.canooq.ca/): Find Canadian tools, guides, current opportunities, and practical next steps. - [Calculators and tools](https://www.canooq.ca/tools): Browse practical calculators, checkers, planners, and directories. - [Templates](https://www.canooq.ca/templates): Use ready-to-adapt letters, forms, and organization templates. - [Save money](https://www.canooq.ca/save-money): Find current offers, welcome bonuses, referral opportunities, and ways to keep more money. - [New to Canada](https://www.canooq.ca/new-to-canada): Find newcomer guides for banking, housing, work, documents, services, and daily life. - [Travel](https://www.canooq.ca/travel): Discover Canadian trips, places, and experiences worth planning. - [Canooq sitemap](https://www.canooq.ca/sitemap.xml): Browse the complete XML URL inventory for crawl and discovery. ## Editorial and source context - [Canooq developer resources and MCP server](https://www.canooq.ca/developers): Connect to the public MCP service and use Markdown representations, the sitemap, and RSS. - [About Canooq](https://www.canooq.ca/about): Learn what Canooq publishes and who it serves. - [Editorial policy](https://www.canooq.ca/editorial-policy): See how Canooq handles sources, updates, corrections, and practical guidance. - [Why trust Canooq?](https://www.canooq.ca/why-trust-canooq): Understand how Canooq chooses partners and handles referral relationships. ## Navigate the website as Markdown These navigation pages describe each section and link to its resources. A navigation summary does not reproduce every live offer, interactive result or policy. Use the linked canonical HTML page for those details. - [Canadian calculators and tools](https://www.canooq.ca/markdown/tools): Choose a Canadian calculator, checker or planning tool by the question it answers. Canonical website: https://www.canooq.ca/tools - [Find savings in Canada](https://www.canooq.ca/markdown/save-money): Find welcome bonuses, benefits, claims and ways to reduce recurring costs based on your situation. Canonical website: https://www.canooq.ca/save-money - [Plan your move to Canada](https://www.canooq.ca/markdown/new-to-canada): Follow immigration, pre-arrival and settlement tasks, with the right documents and tools at each stage. Canonical website: https://www.canooq.ca/new-to-canada - [Canadian letters and document templates](https://www.canooq.ca/markdown/templates): Find editable Canadian letters, worksheets and checklists for housing, employment, money and administration. Canonical website: https://www.canooq.ca/templates - [Canadian class actions and settlements](https://www.canooq.ca/markdown/class-actions): Find Canadian cases and distinguish open claims, upcoming deadlines, payment updates and closed proceedings. Canonical website: https://www.canooq.ca/class-actions - [Canadian welcome bonuses and referral offers](https://www.canooq.ca/markdown/welcome-bonuses): Find signup rewards, cashback and service discounts, with the qualifying actions on each offer page. Canonical website: https://www.canooq.ca/welcome-bonuses - [Compare Canadian credit cards](https://www.canooq.ca/markdown/credit-cards): Compare cards by annual fee, rewards, welcome value and the way you spend. Canonical website: https://www.canooq.ca/credit-cards - [Canadian benefits by life stage](https://www.canooq.ca/markdown/benefits): Find benefits connected to your household, work, health, housing and retirement. Canonical website: https://www.canooq.ca/benefits - [Canadian payments, deadlines and events](https://www.canooq.ca/markdown/calendar): Find benefit payment dates, tax dates, claim deadlines, holidays and Canadian events. Canonical website: https://www.canooq.ca/calendar - [Choose your next money step](https://www.canooq.ca/markdown/money-steps): Choose a practical next action for cash flow, emergency savings, debt and long-term financial goals. Canonical website: https://www.canooq.ca/money-steps - [Canadian mortgages and home buying](https://www.canooq.ca/markdown/mortgage): Compare mortgage payments, affordability, buying costs and the financial trade-off between renting and owning. Canonical website: https://www.canooq.ca/mortgage - [Understand and build Canadian credit](https://www.canooq.ca/markdown/credit-score): Find Canadian credit guidance and tools for understanding your credit file and choosing an improvement plan. Canonical website: https://www.canooq.ca/credit-score - [Send money from Canada](https://www.canooq.ca/markdown/send-money-worldwide): Compare international transfer options using the destination, amount, fees, recipient currency and delivery method. Canonical website: https://www.canooq.ca/send-money-worldwide - [Canadian money and everyday-life articles](https://www.canooq.ca/markdown/blog): Find published Canadian articles about money, paperwork, housing, work and current developments. Canonical website: https://www.canooq.ca/blog - [Printable Canadian guides](https://www.canooq.ca/markdown/guides): Find downloadable guides for Canadian housing, moving, money and paperwork. Canonical website: https://www.canooq.ca/guides - [Plan a Canadian trip](https://www.canooq.ca/markdown/travel): Find Canadian destinations, itineraries and practical details for transport, reservations and experiences. Canonical website: https://www.canooq.ca/travel - [Learn Canadian personal finance](https://www.canooq.ca/markdown/learn): Follow the Canadian personal-finance course in order or open the chapter that answers your question. Canonical website: https://www.canooq.ca/learn - [About Canooq](https://www.canooq.ca/markdown/about): Learn what Canooq does, who it serves and where to find its tools, guides and savings resources. Canonical website: https://www.canooq.ca/about - [Canooq editorial and source policy](https://www.canooq.ca/markdown/editorial-policy): Find Canooq's published approach to sources, updates and corrections. Canonical website: https://www.canooq.ca/editorial-policy - [How Canooq handles trust and partnerships](https://www.canooq.ca/markdown/why-trust-canooq): Read Canooq's published explanation of partner selection and referral relationships. Canonical website: https://www.canooq.ca/why-trust-canooq - [Connect an agent to Canooq](https://www.canooq.ca/markdown/developers): Use the agent index, Markdown pages, sitemap, feeds and public MCP service to find and use Canooq resources. Canonical website: https://www.canooq.ca/developers ## Markdown pilot - [TFSA contribution room calculator](https://www.canooq.ca/markdown/tools/tfsa-contribution-room-calculator): Estimate remaining Tax-Free Savings Account room from age, Canadian tax residency and account activity. - [Canadian benefit eligibility checker](https://www.canooq.ca/markdown/tools/canadian-benefit-eligibility-checker): Match household circumstances to Canadian benefits and follow the program's application route. - [Express Entry CRS score calculator](https://www.canooq.ca/markdown/tools/crs-score-calculator): Estimate Comprehensive Ranking System points and compare changes to language, education, work and family factors. - [Employee versus contractor calculator](https://www.canooq.ca/markdown/tools/employee-vs-contractor-calculator): Compare a salary with self-employment revenue and find a contract rate for the selected assumptions. - [Canadian car ownership costs](https://www.canooq.ca/markdown/tools/car-ownership-costs): Estimate vehicle ownership costs beyond the purchase price, including running costs and depreciation. - [Compare leasing, financing and buying a car](https://www.canooq.ca/markdown/tools/car-lease-vs-buy-calculator): Compare the cost of leasing, financing and paying cash for the same vehicle over a common period. - [Newcomer Starter Guide](https://www.canooq.ca/markdown/new-to-canada/newcomer-starter-guide): Plan the first Canadian documents, accounts, services, and settlement tasks. - [Set Up CRA Access](https://www.canooq.ca/markdown/new-to-canada/set-up-cra-access): Understand when and how a newcomer can access CRA online services. - [Work Culture in Canada](https://www.canooq.ca/markdown/new-to-canada/work-culture-in-canada): Prepare for Canadian workplace communication, expectations, and employee basics. - [Choose Your Canada Pathway](https://www.canooq.ca/markdown/new-to-canada/confirm-pathway): Compare the main ways to come to Canada and use a simple decision tree to see which pathway may fit your situation. - [Language Tests for Canada](https://www.canooq.ca/markdown/new-to-canada/language-tests): Compare CELPIP-General, IELTS General Training, PTE Core, TEF Canada, and TCF Canada for immigration, Express Entry scores, validity, and citizenship. - [Credential Recognition in Canada](https://www.canooq.ca/markdown/new-to-canada/credential-assessment): Learn how Canada assesses foreign degrees, diplomas, licences, and regulated professions. - [Submit Your Canada Application](https://www.canooq.ca/markdown/new-to-canada/submit-application): Submit a Canada immigration application with document checks, upload steps, fees, biometrics, medicals, tracking, and IRCC updates. - [Biometrics and Medicals](https://www.canooq.ca/markdown/new-to-canada/biometrics-medicals): Understand Canada biometrics and immigration medical exams, deadlines, appointments, panel physicians, and help routes. - [Processing Times](https://www.canooq.ca/markdown/new-to-canada/wait-for-processing): Find Canadian immigration processing times for PR, work permits, study permits, visitor visas, citizenship, and passports. - [Approval and Next Steps](https://www.canooq.ca/markdown/new-to-canada/approval-next-steps): After Canadian immigration approval, follow the right timeline for documents, travel, landing, status confirmation, and settlement. - [Documents to Bring to Canada](https://www.canooq.ca/markdown/new-to-canada/documents-to-bring): Pack the right documents for entering Canada, banking, renting, work, healthcare, school, driving, taxes, and family setup. - [Temporary Accommodation in Canada](https://www.canooq.ca/markdown/new-to-canada/temporary-accommodation): Plan temporary housing before arrival so you can inspect rentals, avoid scams, and handle first-week admin. - [Weather and Packing for Canada](https://www.canooq.ca/markdown/new-to-canada/weather-packing): Plan what to pack and buy for weather in every Canadian province and territory, including winter layers, rain gear, boots, heat, and alerts. - [Canada Online Passport Renewals](https://www.canooq.ca/markdown/blog/canada-online-passport-renewals): Check who qualifies and how the online renewal process works. - [Change of Address in Canada](https://www.canooq.ca/markdown/blog/change-address-canada-after-moving-checklist): Update CRA, IRCC, banks, mail, licences, and other records after moving. - [CRA Proof of Income vs Notice of Assessment](https://www.canooq.ca/markdown/blog/cra-proof-of-income-statement-vs-notice-of-assessment): Choose the CRA income document that matches a landlord, lender, or benefit request. - [How to Read a Canadian Pay Stub](https://www.canooq.ca/markdown/blog/how-to-read-canadian-pay-stub): Read gross pay, CPP, EI, tax deductions, vacation pay, and net pay. - [T4 vs T4A vs T5](https://www.canooq.ca/markdown/blog/t4-vs-t4a-vs-t5-tax-slips-canada): Understand the purpose and timing of common Canadian tax slips. - [Void Cheques in Canada](https://www.canooq.ca/markdown/blog/what-is-a-void-cheque-canada-direct-deposit-form): Use a void cheque or direct-deposit form for payroll and payments. - [Canada Passport Renewal Processing Times](https://www.canooq.ca/markdown/blog/canada-passport-renewal-processing-times): Compare service standards and plan a passport renewal. - [Complete Canadian Benefits Guide](https://www.canooq.ca/markdown/blog/complete-canadian-benefits-guide): Review CRA payments, credits, eligibility, and application steps. - [Build Credit in Canada as a Newcomer](https://www.canooq.ca/markdown/blog/build-credit-in-canada-newcomer-first-90-days): Establish and protect Canadian credit during the first 90 days. - [Documents Canadian Landlords Ask For](https://www.canooq.ca/markdown/blog/what-documents-landlords-ask-for-in-canada): Prepare income, employment, identity, reference, and credit documents for a rental application. - [50/30/20 Rule in Canada](https://www.canooq.ca/markdown/blog/50-30-20-rule-canada-budget): Build a needs, wants, and savings budget with Canadian costs. - [How Credit Scores Work in Canada](https://www.canooq.ca/markdown/blog/how-credit-scores-work-canada): Understand Canadian credit files, score factors, and safe credit-building steps. - [TFSA vs RRSP vs FHSA](https://www.canooq.ca/markdown/blog/tfsa-vs-rrsp-vs-fhsa-which-account-should-you-use-first): Choose a Canadian registered account based on tax treatment and goals. - [First Month in Canada Checklist](https://www.canooq.ca/markdown/blog/first-month-in-canada-checklist): Complete the first month of documents, accounts, housing, healthcare, and money setup. - [Financial Checklist for Newcomers](https://www.canooq.ca/markdown/blog/financial-checklist-newcomers-canada): Set up banking, credit, taxes, benefits, and registered accounts in order. - [Ultimate Newcomer Guide to Canada](https://www.canooq.ca/markdown/blog/ultimate-newcomer-guide-canada): Connect immigration status, banking, credit, benefits, housing, and first steps. - [Northern Lights Viewing Guide to Canada](https://www.canooq.ca/markdown/travel/northern-lights-viewing-guide-canada): Choose Canadian aurora destinations, timing, and gear. - [Best National Parks for a First Canada Trip](https://www.canooq.ca/markdown/travel/best-national-parks-canada-first-big-trip): Compare seven Canadian national parks for a first major trip. - [Canada Travel Bucket List](https://www.canooq.ca/markdown/travel/canada-travel-bucket-list): Plan 25 Canadian experiences across cities, coasts, mountains, and the North. - [Best Day Trips From Toronto](https://www.canooq.ca/markdown/travel/best-day-trips-from-toronto): Compare food, nature, and small-town trips from Toronto. - [Best Day Trips From Vancouver](https://www.canooq.ca/markdown/travel/day-trips-from-vancouver): Plan Whistler, Victoria, whale watching, Capilano, and seaplane outings. - [Financial Benchmark Calculator](https://www.canooq.ca/markdown/tools/financial-benchmark-calculator): See how your income and net worth compare with Canadians overall and people in your age group. - [Tax Calculator](https://www.canooq.ca/markdown/tools/tax-calculator): Estimate Canadian federal tax, provincial tax, CPP, EI, and after-tax income using simplified assumptions. - [Hourly to Salary Converter](https://www.canooq.ca/markdown/tools/hourly-to-salary-converter): Convert an hourly wage into annual, monthly, weekly, and approximate after-tax income. - [Cost of Selling a Home Calculator](https://www.canooq.ca/markdown/tools/cost-of-selling-a-home-calculator): See selling costs after a few years of ownership and whether you would walk away with less than you put in. - [Mortgage Calculator](https://www.canooq.ca/markdown/tools/mortgage-calculator): Estimate a monthly Canadian mortgage payment from home price, down payment, rate, and amortization. - [Compound Interest Calculator](https://www.canooq.ca/markdown/tools/compound-interest): Project how an investment may grow from starting money, monthly contributions, time, and return assumptions. - [Retirement Calculator](https://www.canooq.ca/markdown/tools/retirement-calculator): See how much money a month you could have from savings, CPP, OAS, and pension at different retirement ages. - [FIRE Calculator](https://www.canooq.ca/markdown/tools/fire-calculator): See the earliest age you can retire in Canada and the annual spending your money may support. - [Dividend Income Calculator](https://www.canooq.ca/markdown/tools/dividend-income-calculator): Estimate the portfolio needed for a dividend-income target and model Canadian dividend tax treatment. - [Monthly Budget Planner](https://www.canooq.ca/markdown/tools/monthly-budget-planner): Compare monthly after-tax income with rent, essentials, savings, and setup costs. - [Subscription Cost Tracker](https://www.canooq.ca/markdown/tools/subscription-cost-tracker): Check Canadian subscription prices and estimate your monthly, yearly, and five-year cost. - [Citizenship Countdown Calculator](https://www.canooq.ca/markdown/tools/citizenship-countdown-calculator): Estimate counted days toward Canadian citizenship physical presence using PR time, pre-PR time, and absences. - [City Affordability Calculator](https://www.canooq.ca/markdown/tools/city-affordability-calculator): Compare income, rent, essentials, and setup costs to classify how affordable a Canadian city may feel. - [Relocation Cost Estimator](https://www.canooq.ca/markdown/tools/relocation-cost-estimator): Estimate a practical relocation cost range for moving to Canada. - [Canadian Credit Score Basics Calculator](https://www.canooq.ca/markdown/tools/canadian-credit-score-basics-calculator): See which common credit factors are helping or hurting and get a prioritized improvement plan. - [Solar Savings Calculator Canada](https://www.canooq.ca/markdown/tools/solar-savings-calculator): Estimate whether rooftop solar and an optional battery will save money and find your break-even year. - [Home Renovation Rebate and ROI Calculator](https://www.canooq.ca/markdown/tools/home-renovation-rebate-calculator): Compare renovation costs, confirmed rebates, energy savings, payback, and NPV. - [Secondary Suite ROI Calculator](https://www.canooq.ca/markdown/tools/secondary-suite-roi-calculator): Estimate suite construction cash flow, financing, vacancy, tax, and break-even rent. - [Water Heater Rent vs Buy Calculator](https://www.canooq.ca/markdown/tools/water-heater-rent-vs-buy-calculator): Compare rental payments with owned tank, tankless, and heat-pump water-heater costs. - [EV Charger Installation Cost Calculator](https://www.canooq.ca/markdown/tools/ev-charger-installation-cost-calculator): Estimate Level 1 or Level 2 installation and home-charging costs. - [Window Replacement Cost and Savings Calculator](https://www.canooq.ca/markdown/tools/window-replacement-cost-calculator): Estimate installed window cost, affected energy savings, and payback. - [First-Time Home Buyer GST/HST Rebate Calculator](https://www.canooq.ca/markdown/tools/first-time-home-buyer-gst-hst-rebate-calculator): Check potential federal, Ontario, and Nova Scotia new-home rebates using effective-dated rules. - [RRSP Refund Estimator](https://www.canooq.ca/markdown/tools/rrsp-refund-estimator): Estimate RRSP deduction room and the refund a contribution produces. - [Take-Home Pay by Province](https://www.canooq.ca/markdown/tools/take-home-pay-by-province): Compare net pay across provinces after federal and provincial tax, CPP, and EI. - [Salary After Tax Calculator](https://www.canooq.ca/markdown/tools/salary-after-tax-calculator): Convert a Canadian gross salary into take-home pay by province and pay frequency. - [Mortgage Affordability Calculator](https://www.canooq.ca/markdown/tools/mortgage-affordability): Check the mortgage a Canadian household qualifies for under the stress test, GDS, and TDS. - [Rent vs Buy Calculator](https://www.canooq.ca/markdown/tools/rent-vs-buy-calculator): Compare renting against buying over a holding period with Canadian closing and carrying costs. - [Debt Payoff Calculator](https://www.canooq.ca/markdown/tools/debt-payoff-calculator): Compare avalanche and snowball payoff order, total interest, and payoff date. - [FHSA Savings Calculator](https://www.canooq.ca/markdown/tools/fhsa-savings-calculator): Project FHSA contributions, room, and the tax effect of a first-home down payment. - [Severance Pay Estimator](https://www.canooq.ca/markdown/tools/severance-pay-estimator): Estimate Canadian statutory and common-law severance from tenure, age, and role. - [Emergency Fund Calculator](https://www.canooq.ca/markdown/tools/emergency-fund-calculator): Size an emergency fund against Canadian monthly essentials and job-loss risk. - [Resume Builder](https://www.canooq.ca/markdown/templates/resume-builder): Build a clean Canadian resume that matches the official Job Bank-style sample and download it as PDF or Word. - [Employment Verification Letter](https://www.canooq.ca/markdown/templates/employment-verification-letter): Generate a proof of employment letter for rentals, lenders, schools, or admin files. - [Letter of Recommendation](https://www.canooq.ca/markdown/templates/letter-of-recommendation): Draft a specific, credible recommendation letter with examples, context, and an honest closing. - [Freelance Agreement](https://www.canooq.ca/markdown/templates/freelance-agreement): Draft a freelance agreement covering services, deliverables, fees, payment, timelines, revisions, IP, and signatures. - [Statement of Work](https://www.canooq.ca/markdown/templates/statement-of-work): Define project scope, deliverables, timeline, acceptance criteria, assumptions, fees, and change requests. - [Move-In and Move-Out Condition Inspection Report](https://www.canooq.ca/markdown/templates/move-in-move-out-inspection): Record rental condition room by room with province-specific guidance and official-form links. - [Sublet and Assignment Request](https://www.canooq.ca/markdown/templates/sublet-assignment-request): Ask a landlord for written consent to sublet or assign with the provincial rule on refusal. - [Rent Reduction Request Letter](https://www.canooq.ca/markdown/templates/rent-reduction-request): Ask your landlord to bring rent in line with comparable nearby units, with the numbers attached. - [Rent Receipt Template](https://www.canooq.ca/markdown/templates/rent-receipt-template): Issue a rent receipt that supports Ontario, Manitoba, or Quebec rent-credit claims. - [Rental Application Form for Landlords](https://www.canooq.ca/markdown/templates/rental-application-form): Use a province-aware rental application with purpose-limited consent and privacy notes. - [Guarantor Letter for Renting](https://www.canooq.ca/markdown/templates/guarantor-letter): Give renters without Canadian credit history a letter that states the guarantor's obligations. - [Tenant Reference Letter](https://www.canooq.ca/markdown/templates/tenant-reference-letter): Draft a landlord or property-manager reference letter for a tenant's rental application. - [Roommate Agreement](https://www.canooq.ca/markdown/templates/roommate-agreement): Create an agreement covering rent, utilities, deposits, chores, guests, quiet hours, pets, and move-out notice. - [First Apartment Checklist](https://www.canooq.ca/markdown/templates/first-apartment-checklist): Track signing, moving day, utilities, furniture, kitchen basics, cleaning, safety, and renter admin. - [Work From Home Expense Worksheet (T2200)](https://www.canooq.ca/markdown/templates/work-from-home-expense-worksheet): Track home-office expenses, workspace percentage, and employment use for a Canadian T777 claim. - [Avalanche vs Snowball Debt Payoff Worksheet](https://www.canooq.ca/markdown/templates/debt-payoff-worksheet): List debts with balance, interest rate, and minimum payment, then choose a payoff order. - [Document Organizer](https://www.canooq.ca/markdown/templates/document-organizer): Track IDs, immigration papers, tax records, housing documents, banking files, and digital backups. - [Proof of Address Letter](https://www.canooq.ca/markdown/templates/proof-of-address-letter): Write a proof of residence support letter for address confirmation requests. - [Credential Recognition Tracker](https://www.canooq.ca/markdown/templates/credential-recognition-tracker): Track an ECA, regulator application, bridging steps, dates, costs, reference numbers, and next actions. - [Authorization Letter](https://www.canooq.ca/markdown/templates/authorization-letter): Authorize someone to act on your behalf for one task with scope limits, an end date, and identification. - [Cancellation Letter](https://www.canooq.ca/markdown/templates/cancellation-letter): Cancel a Canadian phone, internet, TV, bank, or subscription account in writing. - [Refund Request Letter](https://www.canooq.ca/markdown/templates/refund-request-letter): Request a refund with purchase details, policy, requested amount, deadline, and escalation wording. - [Resignation Letter Template](https://www.canooq.ca/markdown/templates/resignation-letter): Write a Canadian resignation letter with the right notice period and tone. - [Notice to End Tenancy](https://www.canooq.ca/markdown/templates/end-tenancy-notice): Give notice to end a Canadian tenancy using the province's rules and official form. - [Rent Increase Notice and Tenant Response](https://www.canooq.ca/markdown/templates/rent-increase-response): Check a Canadian rent increase against provincial limits and reply in writing. - [Proof of Funds Organizer for IRCC](https://www.canooq.ca/markdown/templates/proof-of-funds-organizer): Assemble the proof-of-funds evidence an IRCC application asks for. - [Newcomer Checklist](https://www.canooq.ca/markdown/templates/newcomer-checklist): Track the documents, accounts, and registrations a new arrival has to complete. - [TD1 Personal Tax Credits Helper](https://www.canooq.ca/markdown/templates/td1-personal-tax-credits-helper): Work through the federal and provincial TD1 claims a new employee has to declare. - [Complaint Letter Template](https://www.canooq.ca/markdown/templates/complaint-letter): Escalate a Canadian billing, service, or product complaint in writing. - [Self-Employed Income and Expense Log (T2125)](https://www.canooq.ca/markdown/templates/self-employed-income-expense-log): Record self-employment income and expenses in the categories the T2125 asks for. - [Rexulti Class Action Settlement](https://www.canooq.ca/markdown/class-actions/rexulti-canadian-class-action-settlement): Check eligibility, payout, and the claim deadline for the Canadian Rexulti settlement. - [Silk and Great Value Beverage Settlement](https://www.canooq.ca/markdown/class-actions/silk-great-value-plant-based-beverage-settlement): Check who can claim, how much, and by when for the plant-based beverage settlement. - [Sweet v. Canada Privacy Breach Settlement](https://www.canooq.ca/markdown/class-actions/sweet-v-canada-privacy-breach-settlement): Check eligibility and the claim process for the Sweet v. Canada privacy settlement. - [CIBC Renaissance Mutual Funds Settlement (Discount Broker)](https://www.canooq.ca/markdown/class-actions/cibc-renaissance-mutual-funds-discount-broker-settlement): Check eligibility and payout for the CIBC discount-broker trailing-commission settlement. - [First Nations Child and Family Services Settlement](https://www.canooq.ca/markdown/class-actions/first-nations-child-family-services-jordans-principle-settlement): Check who is covered and how compensation is claimed under the Jordan's Principle settlement. For time-sensitive rates, offers, deadlines, benefit rules, and eligibility details, use the sources and effective dates shown on the relevant Canooq page.