Understand My Account, tax returns, benefits, credits, direct deposit, tax slips, and newcomer tax records. means Canada Revenue Agency. access helps with tax slips, notices, direct deposit, benefits, credits, refunds, and records. Start with Taxes & Government after you have basic banking and context.
Use this as a practical step-by-step guide.
How to use this guide
Read the guide once for orientation, then make a short action list: what you need to confirm, what document or account is missing, what deadline matters, and which official page or provider term should be checked before you spend money or apply. Newcomer decisions often overlap. A bank account can affect rent applications, a phone plan can affect two-factor authentication, a lease can affect proof of address, and tax residency can affect registered accounts. Use the related tools and guides below to connect this page to the practical setup work around it.
What CRA access helps with
My Account can help you see tax information, benefit details, direct deposit, notices, slips, and account messages. Some access may depend on tax filing history and identity verification.
Newcomers should keep arrival dates, address history, pay stubs, slips, rent records where useful, school slips, and government letters together.
Connect taxes to money
Your paycheque may have income tax, , , and other deductions. You still usually file an annual tax return. Filing can affect benefits and credits.
Use Salary After Tax Calculator, Complete Canadian Benefits Guide, and Canadian Finances 101.
Checklist
Things to do next
Tax folder
- Address history
- Pay stubs
- slips
- Bank direct deposit
- letters
First tax season
- Collect slips
- Check benefits
- File return
- Save notice of assessment
You may need next
Frequently asked questions
When should I handle set up cra access?
Handle it as soon as it becomes relevant to your status, arrival date, housing plan, school plan, job search, or first-week admin. The page explains the practical order.
Which pages should I keep open?
Start with the New to Canada hub, Essential Checklist, First 30 Days in Canada, banking, credit, mobile and internet, housing, taxes, and the relevant calculator or template linked on this page.
Is this immigration, tax, or legal advice?
No. This is educational information and practical organization. Verify important decisions with official sources, providers, or qualified professionals.
Important disclaimer
This guide provides practical information, not legal, immigration, tax, healthcare, or financial advice. Rules, offers, eligibility, fees, and provider conditions can change. Always verify important decisions with official sources or the provider before applying, contributing, signing, or relying on a deadline.
