Tools

Canadian calculators for practical money decisions

Start with the tools that answer real-life questions: what you can afford, how savings can grow, and what everyday money choices may cost.

Mortgage & Home Buying

Estimate affordability, compare rent versus buy decisions, understand payment rules, and plan the costs around buying a home in Canada.

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Savings and investing

Model long-term growth, registered account planning, savings goals, and the effect of recurring contributions.

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Income and taxes

Plan around take-home pay, RRSP refund estimates, salary conversions, and cost-of-living decisions.

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Available and planned

Toolbox index

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Finance Calculators

Finance Calculators

TFSA contribution room calculator

Estimate room from age, residency, deposits, withdrawals, and annual limits.

Finance Calculators

RRSP Contribution Room Calculator

Estimate your 2026 RRSP contribution room from prior-year earned income, unused room, pension adjustments, and contributions already made.

Finance Calculators

Financial Benchmark Calculator

See how your income and net worth compare with Canadians overall and people in your age group.

Finance Calculators

Debt Payoff Calculator

Estimate your debt payoff timeline, total interest, and debt-free date.

Finance Calculators

FHSA Contribution Room Calculator

Estimate your FHSA contribution room using the $8,000 annual room, $40,000 lifetime limit, carry-forward room, and contributions already made.

Savings

Savings

Money Steps

Answer one question at a time and get your next recommended Canadian money action.

Savings

Monthly Budget Planner

Compare monthly after-tax income with rent, essentials, savings, and setup costs using the same planning model as the city affordability calculator.

Savings

Emergency Fund Calculator

Estimate your emergency fund target and how long it may take to reach it.

Savings

Subscription Cost Tracker

Check Canadian subscription prices, choose your plan tiers, and estimate your monthly, yearly, and five-year subscription cost.

Income & Salary

Income & Salary

Canadian Benefit Eligibility Checker

Find Canadian benefits, credits, and support programs you may be eligible to check.

Income & Salary

Salary After Tax Calculator

Estimate Canadian take-home pay after federal tax, provincial tax, CPP, and EI deductions.

Income & Salary

Take-Home Pay by Province

Compare Canadian take-home pay across provinces and territories using salary, payroll deductions, and simplified tax assumptions.

Income & Salary

Tax Calculator

Estimate Canadian federal tax, provincial tax, CPP, EI, and after-tax income using simplified 2026 assumptions.

Income & Salary

Hourly to Salary Converter

Convert an hourly wage into annual, monthly, weekly, and approximate after-tax income.

Income & Salary

Severance Pay Estimator

Estimate statutory minimum and common law severance ranges in Canada using a simplified model.

Tools for Professionals

Tools for Professionals

Canadian SaaS Directory

Discover and compare top Canadian SaaS companies.

Tools for Professionals

AdSense Revenue Simulator

Estimate possible AdSense revenue from monthly page views, content category, region, and page RPM assumptions.

Tools for Professionals

App Store Revenue Simulator

Project subscription app revenue, active subscribers, platform fees, acquisition costs, operating costs, taxes, and net profit.

Mortgage & Home Buying

Mortgage & Home Buying

Mortgage Affordability Calculator Canada

Estimate how much home you may afford in Ontario, BC, Alberta, Quebec, Manitoba, Saskatchewan, Atlantic Canada, and the territories using income, debt, down payment, rates, owner costs, and mortgage affordability ratios.

Mortgage & Home Buying

Rent vs Buy Calculator

Compare renting and buying over time using a simplified net worth model.

Mortgage & Home Buying

Mortgage Calculator

Estimate a monthly Canadian mortgage payment from home price, down payment, rate, and amortization.

Investing

Investing

Compound Interest Calculator

Project how an investment may grow from starting money, monthly contributions, time, and return assumptions.

Investing

Retirement Calculator

Estimate annual retirement income by retirement age after 65, with a simple CPP, OAS, pension, and portfolio breakdown.

Investing

FIRE Calculator

Estimate your Financial Independence, Retire Early age from spending, savings, investments, return assumptions, and withdrawal rate.

Investing

Dividend Income Calculator

Estimate how much money you need invested to generate a target monthly dividend income.

Newcomer Essentials

Newcomer Essentials

Citizenship Countdown Calculator

Estimate counted days toward Canadian citizenship physical presence using PR time, eligible pre-PR time, absences, and excluded sentence periods.

Newcomer Essentials

City Affordability Calculator

Compare income, rent, essentials, and setup costs to classify how affordable a Canadian city may feel.

Newcomer Essentials

Relocation Cost Estimator

Estimate a practical relocation cost range for moving to Canada.

Newcomer Essentials

Canadian Credit Score Basics Calculator

Get an educational credit health range and improvement tips based on common credit score factors.

Practical pathways

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