SavingsReady
Compound interest calculator
Project how deposits, monthly contributions, time, and return rate can grow savings.
Open toolTools
Canadian calculators for practical money decisions
Start with the tools that answer real-life questions: what you can afford, how savings can grow, and what everyday money choices may cost.
Housing and mortgage
Estimate affordability, compare rent versus buy decisions, and understand the costs around buying a home in Canada.
Open categorySavings and investing
Model long-term growth, registered account planning, savings goals, and the effect of recurring contributions.
Open categoryIncome and taxes
Plan around take-home pay, RRSP refund estimates, salary conversions, and cost-of-living decisions.
Open categoryAvailable and planned
Toolbox index
Registered accountsComing next
TFSA contribution room simulator
Estimate room from age, residency, deposits, withdrawals, and annual limits.
PlannedHousingReady
Mortgage affordability calculator
Estimate a comfortable home budget from income, debt, down payment, and rates.
Open toolTaxesComing next
RRSP tax savings estimator
Estimate possible RRSP refund impact from income and contribution amount.
PlannedSavingsComing next
Savings growth calculator
Model a simple savings goal with recurring contributions.
PlannedIncomeComing next
Net pay calculator
Estimate take-home pay after deductions by province.
PlannedPlanningComing next
Emergency fund simulator
Estimate how many months of expenses your cash buffer covers.
Planned