Canadian Tools for Money and Planning

Estimate room from age, residency, deposits, withdrawals, and annual limits.

Work out how much RRSP room you have left this year, then see what a contribution actually refunds and what it costs you after tax.

See how your income and net worth compare with Canadians overall and people in your age group.

Compare debt avalanche and debt snowball payoff timelines across up to three debts.

Track FHSA contributions by year and estimate remaining room using the $8,000 annual room, $40,000 lifetime limit, and carry-forward rules.

Answer one question at a time and get your next recommended Canadian money action.

Compare monthly after-tax income with rent, essentials, savings, and setup costs using the same planning model as the city affordability calculator.

Estimate your emergency fund target and how long it may take to reach it.

Check Canadian subscription prices, choose your plan tiers, and estimate your monthly, yearly, and five-year subscription cost.

Find Canadian benefits, credits, and support programs you may be eligible to check.

Estimate Canadian take-home pay after federal tax, provincial tax, CPP or QPP, and EI or QPIP deductions.

Compare Canadian take-home pay across provinces and territories using salary, payroll deductions, and simplified tax assumptions.

Estimate Canadian federal tax, provincial tax, CPP, EI, and after-tax income using simplified 2026 assumptions.

Convert an hourly wage into annual, monthly, weekly, and approximate after-tax income.

Estimate statutory minimum and common law severance ranges in Canada using a simplified model.

Project how an investment may grow from starting money, monthly contributions, time, and return assumptions.

See how much money a month you would have if you stopped working at a given age, split into savings, CPP, OAS, and pension, with the CPP-at-60-65-70 trade-off costed out.

Enter what you earn, what you spend, and what you have invested to see the earliest age you can retire in Canada and the annual spending your money supports for life, with CPP, OAS, RRSP, TFSA, and income tax included.

Estimate the portfolio needed for a dividend-income target, then model Canadian eligible or non-eligible dividend tax treatment by account type.

Estimate how much home you may afford in Ontario, BC, Alberta, Quebec, Manitoba, Saskatchewan, Atlantic Canada, and the territories using income, debt, down payment, rates, owner costs, and mortgage affordability ratios.

Compare renting and buying over time using a simplified net worth model.

See what selling costs after a few years of ownership, and whether you would walk away with less than you put in.

Estimate a monthly Canadian mortgage payment from home price, down payment, rate, and amortization.

Estimate whether rooftop solar and an optional battery will save money, and find your break-even year.

Compare renovation costs, confirmed rebates, energy savings, payback and NPV.

Estimate suite construction cash flow, financing, vacancy, tax and break-even rent.

Compare rental payments with owned tank, tankless and heat-pump water-heater costs.

Estimate Level 1 or Level 2 installation and home-charging costs.

Estimate installed window cost, affected energy savings and payback.

Check potential federal, Ontario and Nova Scotia new-home rebates using effective-dated rules.

Calculate every Express Entry CRS factor, test improvements, and compare recent official draw cutoffs.

Estimate counted days toward Canadian citizenship physical presence using PR time, eligible pre-PR time, absences, and excluded sentence periods.

Compare income, rent, essentials, and setup costs to classify how affordable a Canadian city may feel.

Estimate a practical relocation cost range for moving to Canada.

See which common credit factors are helping or hurting and get a prioritized improvement plan without a fabricated score.

Estimate monthly and annual car costs using official Canadian fuel consumption ratings.

Compare leasing, financing, and paying cash for the same vehicle after interest, tax, fees, and resale value.

Find hard-to-book park passes, parking reservations, shuttles, and daily vehicle permit windows.

Discover and compare top Canadian SaaS companies.

Find Canadian grants, loans, tax credits, advisory programs, and business support from official records.

Estimate possible AdSense revenue from monthly page views, content category, region, and page RPM assumptions.

Project subscription app revenue, active subscribers, platform fees, acquisition costs, operating costs, taxes, and net profit.

Replay your usual lottery numbers across years of draws and see what they would have won and cost.