Get up to $510 in welcome bonuses
WealthsimpleWealthsimple is the best all-in-one investing start for most Canadians. It combines commission-free Canadian stock and ETF trades with TFSA, RRSP, FHSA, managed investing, and everyday cash in one polished app, then pays $25 on a modest $100 deposit.$25
WiseWise is our cheapest way to send money across borders. It converts at the mid-market exchange rate and shows its transfer fee upfront, so you avoid the padded exchange-rate markup that traditional banks hide inside their quoted rate.Fee-free transfer up to $800
KohoKOHO is the best instant-start spending account here for someone without Canadian credit history. During the three free Everything months you get 2% cash back in core categories, 3.5% interest, no foreign-transaction fees, and an instant virtual prepaid Mastercard.3 months Everything
RatehubRatehub is the smart place to apply because it lets you compare Canadian cards first, then adds up to $50 cash on top of the card issuer's own welcome offer. You get a better card choice and an extra payout from the same approved application.Up to $50 cash
TangerineTangerine is the strongest no-fee everyday-bank offer here. You get a full chequing account with no monthly account fee, free Interac e-Transfers, access to Scotiabank ABMs, and a straightforward $50 cash bonus.$50
Interactive BrokersInteractive Brokers has the cheapest U.S.-stock trading fees of our picks. Its low per-share commissions and institutional-grade currency conversion avoid the large flat trading charges and padded foreign-exchange spreads that make frequent U.S. investing expensive elsewhere.Lowest-cost U.S. trades
