Get up to $510 in welcome bonuses
Every choice here is handpicked by Canooq: the strongest banking, investing, phone, internet, transfer, food, and travel offers worth claiming. Open any card to see exactly why it made the list, what you get, and the steps that unlock it.
Every offer here is one we use ourselves. Canooq is free, and signing up through these links costs you nothing extra.
Top Welcome Offers
Investing
Wealthsimple
Wealthsimple is a Canadian financial platform for self-directed investing, managed portfolios, registered accounts, cash, tax filing, and other money tools. Its simple interface makes it easy to open and fund a first TFSA, RRSP, or non-registered investing account.
Investing
Interactive Brokers
Interactive Brokers is a global brokerage for investors who want direct access to U.S. and international stocks, ETFs, options, bonds, and currencies. The platform is more advanced than a beginner investing app, but its pricing is exceptionally hard to beat.
Credit
Ratehub
Ratehub is a Canadian comparison marketplace for credit cards, bank accounts, mortgages, insurance, and investing products. Its card tables make annual fees, earn rates, insurance, and welcome offers easy to compare before you commit to an application.
Internet
Oxio
Oxio is a Canadian home-internet provider with straightforward monthly plans and online support. Service is available in selected provinces, and every plan includes the equipment needed to get online without a separate modem rental or activation charge.
Food
GoCoupons
GoCoupons is a Canada-focused grocery coupon platform with printable discounts and cash-back offers from food, household, health, and personal-care brands. Offers rotate throughout the month, so the total available savings changes as new coupons arrive and older ones expire.
Cashback
Rakuten
Rakuten Canada is a free shopping portal that pays Cash Back when you begin an online purchase through its website, app, or browser extension. Its store list covers clothing, electronics, travel, beauty, home goods, and major Canadian retailers.
Banking
Tangerine
Tangerine is a Canadian digital bank for chequing, savings, credit cards, GICs, mortgages, and investments. The account is managed online or in the app, while cash deposits and withdrawals use the Scotiabank ABM network.
Spending
Koho
KOHO is a Canadian money app built around a reloadable prepaid Mastercard, spending insights, savings tools, interest, cash back, e-Transfers, and optional credit building. Approval does not depend on having an established Canadian credit file.
Food
Uber Eats
Uber Eats delivers from restaurants, grocery stores, pharmacies, convenience stores, and other local merchants in Canadian cities. Delivery, pickup, scheduled orders, and merchant-specific promotions all live in the same app.
Mobile
Fizz
Fizz is a digital-first mobile and home-internet provider with build-your-own plans, online support, and no surprise overage bill. Mobile coverage and plan availability depend on your province, but account management is entirely self-serve.
Banking
EQ Bank
EQ Bank is a Canadian digital bank for high-interest everyday banking, savings goals, GICs, U.S. dollar savings, and a prepaid card. The account is managed online or in the app and is built to earn interest without a branch or monthly account fee.
Food
DoorDash
DoorDash is a Canadian delivery and pickup marketplace for restaurants, groceries, convenience items, alcohol, retail, and pet supplies. Availability, delivery fees, merchant selection, and promotions change by address.
Mobile
Public Mobile
Public Mobile is a Canadian prepaid wireless provider with online-only account management and plans on the TELUS mobile network. You bring a compatible phone, choose a subscription, and activate with a physical SIM or eSIM without a long-term contract.
Rewards
Swagbucks
Swagbucks is a rewards platform where members earn points called SB through online shopping, surveys, games, special offers, and other activities. SB can be redeemed for gift cards or PayPal cash once the required redemption balance is reached.
Credit
Borrowell
Borrowell is a free Canadian credit-monitoring service built around your Equifax credit score and report. It shows what is helping or hurting your score, alerts you to changes, and prepares you for apartment, credit card, car loan, and mortgage applications.
Transfers
Wise
Wise is an international money-transfer and multi-currency account platform for sending, receiving, holding, and converting money. It is especially useful when moving savings to Canada, paying abroad, or receiving money in another supported currency.
Newcomers
Canoo
Canoo is the Institute for Canadian Citizenship's free newcomer app. It gives eligible permanent residents and new citizens free or heavily discounted admission to Canadian museums, national parks, science centres, festivals, sports, arts, and other experiences.
Car share
Evo
Evo is a free-floating B.C. car-share service. Approved members find, reserve, unlock, and return hybrid or electric vehicles in the app, and trips can begin and end at different legal parking spots inside the service Home Zone.
Food
Too Good To Go
Too Good To Go is a surplus-food marketplace. Participating businesses list Surprise Bags near closing time, you reserve and pay in the app, and you collect whatever good food the store has left during its stated pickup window.
Eyewear
Zenni
Zenni is an online eyewear retailer for prescription glasses, sunglasses, blue-light lenses, sports eyewear, and accessories. You choose a frame, enter a valid prescription and pupillary distance, then customize the lenses before checkout.
Mobile
Saily
Saily is a travel eSIM app for buying prepaid mobile-data plans in supported countries and regions. A compatible unlocked phone can store the eSIM digitally, so you keep your physical Canadian SIM while using local travel data.
Transfers
Remitly
Remitly is an international remittance service for sending money from Canada to recipients in more than 170 countries. Depending on the destination, money can arrive by bank deposit, cash pickup, mobile wallet, debit-card deposit, or home delivery.
Food
Instacart
Instacart is a same-day grocery delivery and pickup marketplace connected to thousands of Canadian stores. You shop in the app, a personal shopper selects and substitutes items in real time, and you choose delivery or pickup where available.
Travel
Trip.com
Trip.com is a global travel-booking platform for flights, hotels, trains, car rentals, airport transfers, attractions, tours, and packages. The app keeps bookings, loyalty rewards, schedule changes, and customer support in one place.