Founder and editor
Thomas Tremblay
Thomas Tremblay founded Canooq to explain Canadian money and administrative systems in practical, plain language for newcomers and Canadians.
Experience and credentials
Thomas is an immigrant in Canada with about a decade of experience in finance and accounting. He researches Canooq guides using primary sources, transparent assumptions, and documented review dates.
Latest work
Investing & Accounts
Lean FIRE, Barista FIRE, Coast FIRE and Fat FIRE in Canada: Can You Retire Early Too?
A Canadian guide to Lean FIRE, Barista FIRE, Coast FIRE and Fat FIRE, with practical account, tax, CPP, OAS, housing, healthcare and retirement-planning tradeoffs.
Work & Income
15 Real Side Hustles in Canada (2026) That Actually Fit Real Life
A practical guide to 15 real side hustles in Canada in 2026, from freelancing and tutoring to delivery, rideshare, pet care, resale, remote support, digital products, asset rentals, user research, photography, and microtasks.
Newcomers & Visas
How Much Money Do You Need to Live in Calgary in 2026?
A detailed Calgary 2026 cost-of-living guide with updated monthly ranges for rent, utilities, phone, internet, groceries, transit, car insurance, tenant and home insurance, childcare, food, and savings.
Newcomers & Visas
How Much Money Do You Need to Live in Edmonton in 2026?
A detailed Edmonton 2026 cost-of-living guide with updated monthly ranges for rent, utilities, phone, internet, groceries, transit, car insurance, tenant and home insurance, childcare, food, and savings.
Newcomers & Visas
How Much Money Do You Need to Live in Montreal in 2026?
A detailed Montreal 2026 cost-of-living guide with updated monthly ranges for rent, utilities, phone, internet, groceries, transit, car insurance, tenant and home insurance, childcare, food, and savings.
Newcomers & Visas
How Much Money Do You Need to Live in Ottawa in 2026?
A detailed Ottawa 2026 cost-of-living guide with updated monthly ranges for rent, utilities, phone, internet, groceries, transit, car insurance, tenant and home insurance, childcare, food, and savings.
Newcomers & Visas
How Much Money Do You Need to Live in Toronto in 2026?
A detailed Toronto 2026 cost-of-living guide with updated monthly ranges for rent, utilities, phone, internet, groceries, transit, car insurance, tenant and home insurance, childcare, food, and savings.
Newcomers & Visas
How Much Money Do You Need to Live in Vancouver in 2026?
A detailed Vancouver 2026 cost-of-living guide with updated monthly ranges for rent, utilities, phone, internet, groceries, transit, car insurance, tenant and home insurance, childcare, food, and savings.
Taxes & Benefits
Canadian Benefit Payments in August 2026: Dates and Opportunities
See Canadian benefit payment dates for August 2026, including CCB, CDB, CPP, OAS, Ontario Trillium, Alberta family benefits and veteran pensions.
News
Weekly Money Opportunities in Canada: July 27 to August 2, 2026
Seven Canadian money opportunities for July 27 to August 2, 2026, including heat pump funding, World Cup clearance deals, card bonuses, grants, rebates, Wealthsimple promos and the Rexulti settlement.
News
LastPass Canadian Settlement: Claims Closed June 23, 2026
LastPass Canadian settlement claims closed June 23, 2026. This page preserves eligibility and compensation details for people who submitted claims.
Taxes & Benefits
Complete Canadian Benefits Guide: CRA Payments, Credits and What to Check
A practical guide to Canadian tax credits, benefits, and payment timing, including the June top-up that has passed and current CGEB, CCB, CWB, disability, dental, EI, CPP, and OAS steps.
Newcomers & Visas
Mortgage Rates in Canada in June 2026: What You Can Expect
A practical June 2026 mortgage-rate guide for Canadian borrowers, with expected fixed and variable ranges, Bank of Canada context, calculators, and what to ask before choosing a lender.
Taxes & Benefits
What's New in Canada in July 2026: Benefits, Taxes and Payments That Can Change Your Budget
July 2026 brings benefit recalculations, new payment amounts, provincial tax changes, and credits that can affect Canadian household budgets.
Credit & Debt
How to Build Credit in Canada as a Newcomer: Your First 90 Days
Learn how to build credit in Canada as a newcomer with a 90-day plan for starter cards, credit scores, low balances, rentals, car loans and free report checks.
News
RBC $4.25M Penalty: What Happened and What Customers Should Check
RBC faces a $4.25M FCAC penalty over inaccurate statements and extra fees. Here's what happened, who may be affected, and what to check now.
Luxury Experiences
15 Best Luxury Experiences in Canada
Explore 15 of the best luxury experiences in Canada, from scenic flights, helicopter flights and spas to private tours and memorable Canadian stays.
Unique Experiences
Manitoba Bucket List: 10 Unmissable Things to Do
Plan a Manitoba bucket-list trip with 10 memorable places, practical notes, realistic ideas for building a better Canadian road trip.
Romantic Escapes
15 Romantic Date Ideas in Montreal
Discover 15 romantic date ideas in Montreal, with outdoor walks, culture, food, seasonal activities and practical trip notes.
Unique Experiences
New Brunswick Bucket List: 10 Unmissable Things to Do
Plan a New Brunswick bucket-list trip with 10 memorable places, practical notes and ideas for building a better Canadian road trip.
Unique Experiences
Nova Scotia Bucket List: 9 Unmissable Things to Do
Plan a Nova Scotia bucket-list trip with 9 memorable places, practical notes, realistic photos and ideas for building a better Canadian road trip.
Unique Experiences
Prince Edward Island Bucket List: 9 Unmissable Things to Do
Plan a Prince Edward Island bucket-list trip with 9 memorable places, practical notes, and ideas for building your perfect road trip.
Luxury Experiences
8 Best Luxury Experiences in Calgary
Explore 8 of the best luxury experiences in Calgary, from scenic flights and spas to private tours and memorable Canadian stays.
Luxury Experiences
8 Best Luxury Experiences in Toronto
Explore 8 of the best luxury experiences in Toronto, from scenic flights and spas to private tours and memorable Canadian stays.